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    Credit union mortgage rates
    Home state: Wisconsin
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    CAPITAL mortgage rates

    CAPITAL's lowest publicly advertised 30-year fixed rate today is 7.122% APR — the national average is 7.147%. That's about $2,431 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CAPITAL's rates every weekday, starting around 11 a.m. Central.

    We last read CAPITAL's rates page on Nov 2, 2026. CAPITAL dates its published rate sheet Nov 2, 2026.

    Today's rates from CAPITAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.122%0Nov 2, 2026Visit
    20 Year Fixed7%7.098%0Nov 2, 2026Visit
    15 Year Fixed6.375%6.491%0Nov 2, 2026Visit
    3 Year ARM5.375%6.471%0Nov 2, 2026Visit
    5 Year ARM5.5%6.33%0Nov 2, 2026Visit
    7 Year ARM6%6.436%0Nov 2, 2026Visit
    10 Year ARM6.375%6.574%0Nov 2, 2026Visit
    Visit CAPITAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAPITAL

    Membership is open to individuals who live or work in 18 counties across Northeastern Wisconsin and employees of Goodwill of North Central Wisconsin.

    Employer
    Goodwill of North Central Wisconsin
    County
    Brown County, WI, Calumet County, WI, Dane County, WI, Dodge County, WI, Door County, WI, Fond Du Lac County, WI, Kewaunee County, WI, Manitowoc County, WI, Marathon County, WI, Marinette County, WI, Menominee County, WI, Oconto County, WI…

    Where CAPITAL writes mortgages

    CAPITAL publishes mortgage lending in 1 state.

    Wisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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