CU RateFinder
    Credit union mortgage rates
    Home state: Illinois
    Lends in 2 states

    COMMUNITY TRUST mortgage rates

    COMMUNITY TRUST's lowest publicly advertised 30-year fixed rate today is 6.848% APR — the national average is 7.147%. That's about $28,913 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMUNITY TRUST's rates every weekday, starting around 11 a.m. Central.

    We last read COMMUNITY TRUST's rates page on Nov 2, 2026.

    Today's rates from COMMUNITY TRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.848%1Nov 2, 2026Visit
    20 Year Fixed6.375%6.664%1Nov 2, 2026Visit
    15 Year Fixed6%6.357%1Nov 2, 2026Visit
    10 Year Fixed5.75%6.252%1Nov 2, 2026Visit
    3 Year ARM5.375%7.05%0Nov 2, 2026Visit
    5 Year ARM5.625%6.96%1Nov 2, 2026Visit
    7 Year ARM6.125%6.998%1Nov 2, 2026Visit
    Visit COMMUNITY TRUST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY TRUST

    Community Trust Credit Union is open to individuals who live or work in Lake or McHenry Counties in Illinois, or Kenosha County in Wisconsin. Relatives of current members are also eligible to join with a $5.00 minimum deposit.

    County
    Lake County, IL, McHenry County, IL, Kenosha County, WI

    Where COMMUNITY TRUST writes mortgages

    COMMUNITY TRUST publishes mortgage lending in 2 states.

    IllinoisWisconsin

    Illinois counties where COMMUNITY TRUST serves members

    Lake County, ILMcHenry County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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