Home state: Illinois

    COMMUNITY TRUST mortgage rates

    COMMUNITY TRUST's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track COMMUNITY TRUST daily and refresh rates every morning.

    Today's rates from COMMUNITY TRUST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.674%1Sep 11, 2026Visit
    20 Year Fixed6.125%6.516%1Sep 11, 2026Visit
    15 Year Fixed5.25%5.728%1Sep 11, 2026Visit
    10 Year Fixed5.125%5.802%1Sep 11, 2026Visit
    3 Year ARM4.75%6.773%1Sep 11, 2026Visit
    5 Year ARM5%6.563%1Sep 11, 2026Visit
    7 Year ARM5.25%6.449%1Sep 11, 2026Visit

    Rate history

    Lowest daily rate COMMUNITY TRUST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY TRUST

    Community Trust Credit Union is open to individuals who live or work in Lake or McHenry Counties in Illinois, or Kenosha County in Wisconsin. Relatives of current members are also eligible to join with a $5.00 minimum deposit.

    County
    Lake County, IL, McHenry County, IL, Kenosha County, WI

    Where COMMUNITY TRUST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COMMUNITY TRUST.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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