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    Credit union mortgage rates
    Home state: Illinois
    Open membership
    Lends in 4 states

    EMPEOPLE mortgage rates

    EMPEOPLE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track EMPEOPLE daily and refresh rates every morning.

    Today's rates from EMPEOPLE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.032%0.75Sep 11, 2026Visit
    20 Year Fixed6.625%6.992%0.75Sep 11, 2026Visit
    15 Year Fixed6%6.466%0.875Sep 11, 2026Visit
    3 Year ARM5.625%6.569%0Sep 11, 2026Visit
    5 Year ARM5.875%6.512%0Sep 11, 2026Visit
    7 Year ARM6.125%6.537%0Sep 11, 2026Visit
    Visit EMPEOPLE's rates page

    Rate history

    Lowest daily rate EMPEOPLE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EMPEOPLE

    Empeople is open to John Deere employees, retirees, and dealership staff, as well as those who live or work in certain counties in Wisconsin and Maine. Additionally, anyone can join by participating in the credit union's investment services or ongoing financial guidance programs.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    John Deere, John Deere dealerships, John Deere wholly owned subsidiary, John Deere joint venture
    County
    Cumberland County, ME, York County, ME, Dodge County, WI, Fond du Lac County, WI, Washington County, WI
    City
    Bangor, ME

    Where EMPEOPLE writes mortgages

    EMPEOPLE publishes mortgage lending in 4 states.

    IowaIllinoisMaineWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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