Home state: Washington
    Lends in 2 states

    FIBRE mortgage rates

    FIBRE's lowest publicly advertised 30-year fixed rate today is 7.126% APR — the national average is 7.147%. That's about $2,042 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIBRE's rates every weekday, starting around 11 a.m. Central.

    We last read FIBRE's rates page on Nov 2, 2026. FIBRE dates its published rate sheet Nov 2, 2026.

    Today's rates from FIBRE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.126%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.822%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.523%—Nov 2, 2026Visit
    10 Year Fixed5.875%6.433%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIBRE

    Membership is open to anyone who lives, works, worships, or goes to school in Cowlitz, Clark, Lewis, Wahkiakum, Pacific, Skamania, or Grays Harbor counties in Washington, and Columbia, Clatsop, Tillamook, or Lincoln counties in Oregon. Immediate family members of those eligible are also welcome to join.

    County
    Cowlitz County, WA, Clark County, WA, Lewis County, WA, Wahkiakum County, WA, Pacific County, WA, Skamania County, WA, Grays Harbor County, WA, Columbia County, OR, Clatsop County, OR, Tillamook County, OR, Lincoln County, OR

    Where FIBRE writes mortgages

    FIBRE publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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