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    ONPOINT COMMUNITY mortgage rates

    ONPOINT COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ONPOINT COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from ONPOINT COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.859%0.5Sep 11, 2026Visit
    15 Year Fixed6.25%6.402%0.375Sep 11, 2026Visit
    5 Year ARM6.75%7.083%0.5Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%6.744%0.5Sep 11, 2026Visit
    VA 30 Year Fixed6.625%6.738%0.5Sep 11, 2026Visit
    30 Year Fixed Jumbo6.75%6.847%0.5Sep 11, 2026Visit
    5 Year ARM Jumbo6.75%7.07%0.5Sep 11, 2026Visit
    15 Year Fixed Refinance6.25%6.402%0.375Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.847%0.5Sep 11, 2026Visit
    5 Year ARM Refinance6.75%7.095%0.625Sep 11, 2026Visit
    FHA 30 Year Fixed Refinance6.625%6.744%0.5Sep 11, 2026Visit
    VA 30 Year Fixed Refinance6.625%6.738%0.5Sep 11, 2026Visit
    Visit ONPOINT COMMUNITY's rates page

    Rate history

    Lowest daily rate ONPOINT COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONPOINT COMMUNITY

    Membership is open to individuals who live or work in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill. Eligibility also extends to those who live, work, worship, or go to school in the Washington counties of Clark, Skamania, Cowlitz, and Lewis. Family members of eligible individuals can also join.

    County
    Benton County, OR, Clackamas County, OR, Clatsop County, OR, Columbia County, OR, Coos County, OR, Crook County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR…

    Where ONPOINT COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ONPOINT COMMUNITY.

    Oregon

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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