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    Home state: Oregon
    Lends in 2 states

    ONPOINT COMMUNITY mortgage rates

    ONPOINT COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.087% APR — the national average is 7.147%. That's about $5,830 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ONPOINT COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read ONPOINT COMMUNITY's rates page on Nov 2, 2026. ONPOINT COMMUNITY dates its published rate sheet Nov 2, 2026.

    Today's rates from ONPOINT COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.087%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.528%0.375Nov 2, 2026Visit
    5 Year ARM7%7.553%0.5Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%6.997%0.5Nov 2, 2026Visit
    VA 30 Year Fixed6.875%6.99%0.5Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.099%0.5Nov 2, 2026Visit
    5 Year ARM Jumbo7%7.54%0.5Nov 2, 2026Visit
    15 Year Fixed Refinance6.375%6.529%0.375Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance7%7.099%0.5Nov 2, 2026Visit
    30 Year Fixed Refinance7%7.099%0.375Nov 2, 2026Visit
    5 Year ARM Jumbo Refinance7%7.54%0.5Nov 2, 2026Visit
    5 Year ARM Refinance7%7.566%0.625Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.875%6.997%0.5Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.875%6.99%0.5Nov 2, 2026Visit
    Visit ONPOINT COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONPOINT COMMUNITY

    Membership is open to individuals who live or work in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill. Eligibility also extends to those who live, work, worship, or go to school in the Washington counties of Clark, Skamania, Cowlitz, and Lewis. Family members of eligible individuals can also join.

    County
    Benton County, OR, Clackamas County, OR, Clatsop County, OR, Columbia County, OR, Coos County, OR, Crook County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR…

    Where ONPOINT COMMUNITY writes mortgages

    ONPOINT COMMUNITY publishes mortgage lending in 2 states.

    OregonWashington

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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