Home state: Oregon
    Lends in 2 states

    PACIFIC N W mortgage rates

    PACIFIC N W's lowest publicly advertised 30-year fixed rate today is 7.206% APR — the national average is 7.147%. We read PACIFIC N W's rates every weekday, starting around 11 a.m. Central.

    We last read PACIFIC N W's rates page on Nov 2, 2026. PACIFIC N W dates its published rate sheet Oct 26, 2026.

    Today's rates from PACIFIC N W

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.206%0.5Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    20 Year Fixed6.75%6.854%0.5Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    15 Year Fixed6.5%6.648%0.5Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    10 Year Fixed6.25%6.547%0.5Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PACIFIC N W

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark and Skamania Counties in Washington. Immediate family members and household residents of current members are also eligible to join.

    Employer
    Pacific NW Federal Credit Union
    County
    Clackamas County, OR, Columbia County, OR, Hood River County, OR, Multnomah County, OR, Washington County, OR, Yamhill County, OR, Clark County, WA, Skamania County, WA

    Where PACIFIC N W writes mortgages

    PACIFIC N W publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if PACIFIC N W is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including PACIFIC N W if you qualify — ranked by today's rate.

    Get notified when PACIFIC N W's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Oregon

    See all Oregon credit union mortgage rates