Home state: Oregon

    PACIFIC N W mortgage rates

    PACIFIC N W's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track PACIFIC N W daily and refresh rates every morning.

    Rates as of Sep 9, 2026

    Today's rates from PACIFIC N W

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.716%0.5Sep 9, 2026Visit
    20 Year Fixed6.375%0.5Sep 9, 2026Visit
    15 Year Fixed6.125%6.272%0.5Sep 9, 2026Visit
    10 Year Fixed6%6.207%0.5Sep 9, 2026Visit

    Rate history

    Lowest daily rate PACIFIC N W advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PACIFIC N W

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, or Clark and Skamania Counties in Washington. Immediate family members and household residents of current members are also eligible to join.

    Employer
    Pacific NW Federal Credit Union
    County
    Clackamas County, OR, Columbia County, OR, Hood River County, OR, Multnomah County, OR, Washington County, OR, Yamhill County, OR, Clark County, WA, Skamania County, WA

    Where PACIFIC N W writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PACIFIC N W.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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