Home state: Washington
    Lends in 2 states

    IQ mortgage rates

    IQ's lowest publicly advertised 30-year fixed rate today is 7.237% APR — the national average is 7.147%. We read IQ's rates every weekday, starting around 11 a.m. Central.

    We last read IQ's rates page on Nov 2, 2026. IQ dates its published rate sheet Nov 2, 2026.

    Today's rates from IQ

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.999%7.237%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.614%—Nov 2, 2026Visit
    5 Year ARM6.5%6.973%—Nov 2, 2026Visit
    7 Year ARM6.5%6.913%—Nov 2, 2026Visit
    10 Year ARM7.25%7.348%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.599%7.218%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.362%—Nov 2, 2026Visit
    5 Year ARM Jumbo6.5%6.943%—Nov 2, 2026Visit
    7 Year ARM Jumbo6.5%6.883%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join IQ

    Membership in IQ Credit Union is open to those who live, work, or study in specific counties in southern Washington or northern Oregon, or are related to someone who does.

    Employer
    Certified or Classified school employees – SW Washington
    Association / SEG
    Pacific Foundation for Blind Children (PFBC)
    Family of a member
    immediate family, domestic partner
    County
    Clackamas, OR, Columbia, OR, Hood River, OR, Multnomah, OR, Washington, OR, Yamhill, OR

    Where IQ writes mortgages

    IQ publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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