Home state: Oregon

    INROADS mortgage rates

    INROADS's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track INROADS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from INROADS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%7.069%Sep 11, 2026Visit
    15 Year Fixed6.25%6.483%Sep 11, 2026Visit
    5 Year ARM6.25%6.722%Sep 11, 2026Visit
    7 Year ARM6.25%6.649%Sep 11, 2026Visit
    10 Year ARM6.5%6.788%Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%7.069%Sep 11, 2026Visit
    30 Year Fixed Jumbo6.75%6.964%Sep 11, 2026Visit
    5 Year ARM Jumbo6.25%6.671%Sep 11, 2026Visit
    7 Year ARM Jumbo6.25%6.547%Sep 11, 2026Visit

    Rate history

    Lowest daily rate INROADS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join INROADS

    INROADS is a OR-based credit union. No specific membership eligibility or outsourced mortgage-lender details were found in the available credit-union sources.

    Family of a member
    immediate family of existing members
    County
    Columbia County, OR, Clatsop County, OR, Multnomah County, OR, Washington County, OR, Cowlitz County, WA

    Where INROADS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with INROADS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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