Home state: Oregon
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    VALLEY mortgage rates

    VALLEY's lowest publicly advertised 30-year fixed rate today is 7.204% APR — the national average is 7.147%. We read VALLEY's rates every weekday, starting around 11 a.m. Central.

    We last read VALLEY's rates page on Nov 2, 2026.

    Today's rates from VALLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.204%0.087Nov 2, 2026Visit
    20 Year Fixed6.625%6.89%0.116Nov 2, 2026Visit
    15 Year Fixed6.375%6.695%0.06Nov 2, 2026Visit
    10 Year Fixed6.25%6.71%0.105Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.308%0.005Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.862%0.024Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join VALLEY

    Valley Credit Union serves individuals and businesses who live or work in Linn, Marion, Polk, or Yamhill counties in Oregon.

    County
    Linn County, OR, Marion County, OR, Polk County, OR, Yamhill County, OR

    Where VALLEY writes mortgages

    VALLEY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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