Home state: Oregon
    Lends in 1 state

    OREGONIANS mortgage rates

    OREGONIANS's lowest publicly advertised 30-year fixed rate today is 7.025% APR — the national average is 7.147%. That's about $11,839 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read OREGONIANS's rates every weekday, starting around 11 a.m. Central.

    We last read OREGONIANS's rates page on Nov 2, 2026. OREGONIANS dates its published rate sheet Oct 22, 2026.

    Today's rates from OREGONIANS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.025%1Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    20 Year Fixed6.875%6.94%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    15 Year Fixed6.375%6.455%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    10 Year Fixed6.25%6.362%0Nov 2, 2026
    Lender's sheet dated Oct 22, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OREGONIANS

    Oregonians Credit Union is open to anyone who lives, works, or attends school in 13 specific Oregon counties, including the Portland metro area and parts of Central Oregon. Family members of existing members are also eligible to join.

    County
    Multnomah County, OR, Clackamas County, OR, Washington County, OR, Crook County, OR, Benton County, OR, Columbia County, OR, Deschutes County, OR, Jefferson County, OR, Lane County, OR, Linn County, OR, Marion County, OR, Polk County, OR…

    Where OREGONIANS writes mortgages

    OREGONIANS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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