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    Credit union mortgage rates
    Home state: Oregon
    Lends in 2 states

    OREGON STATE mortgage rates

    OREGON STATE's lowest publicly advertised 30-year fixed rate today is 6.831% APR — the national average is 7.147%. That's about $30,546 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read OREGON STATE's rates every weekday, starting around 11 a.m. Central.

    We last read OREGON STATE's rates page on Nov 2, 2026.

    Today's rates from OREGON STATE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.831%1.375Nov 2, 2026Visit
    20 Year Fixed6.25%6.501%1.25Nov 2, 2026Visit
    15 Year Fixed5.875%6.226%1.5Nov 2, 2026Visit
    30 Year Fixed Jumbo6.625%6.79%1.375Nov 2, 2026Visit
    15 Year Fixed Jumbo6.25%6.537%1.5Nov 2, 2026Visit
    10 Year Fixed Refinance6%6.376%0Nov 2, 2026Visit
    15 Year Fixed Refinance6%6.352%1.5Nov 2, 2026Visit
    20 Year Fixed Refinance6.375%6.627%1.25Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.916%1.375Nov 2, 2026Visit
    30 Year Fixed Refinance6.75%6.958%1.375Nov 2, 2026Visit
    Visit OREGON STATE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OREGON STATE

    Membership is open to anyone who lives or works in 28 supported Oregon counties or Skamania and Clark counties in Washington. Immediate and extended family members of current members are also eligible to join.

    County
    Benton County, OR, Clackamas County, OR, Clatsop County, OR, Columbia County, OR, Coos County, OR, Crook County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR…

    Where OREGON STATE writes mortgages

    OREGON STATE publishes mortgage lending in 2 states.

    OregonWashington

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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