Home state: Oregon

    OREGON STATE mortgage rates

    OREGON STATE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track OREGON STATE daily and refresh rates every morning.

    Today's rates from OREGON STATE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.046%1Sep 11, 2026Visit
    20 Year Fixed6.5%6.786%1.5Sep 11, 2026Visit
    15 Year Fixed6.125%6.458%1.375Sep 11, 2026Visit
    10 Year Fixed5.875%6.25%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%7.004%1Sep 11, 2026Visit
    15 Year Fixed Jumbo6.5%6.769%1.375Sep 11, 2026Visit

    Rate history

    Lowest daily rate OREGON STATE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OREGON STATE

    Membership is open to anyone who lives or works in 28 supported Oregon counties or Skamania and Clark counties in Washington. Immediate and extended family members of current members are also eligible to join.

    County
    Benton County, OR, Clackamas County, OR, Clatsop County, OR, Columbia County, OR, Coos County, OR, Crook County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR

    Where OREGON STATE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with OREGON STATE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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