Home state: Oregon
    Lends in 1 state

    FIRST COMMUNITY mortgage rates

    FIRST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.039% APR — the national average is 7.147%. That's about $10,484 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from FIRST COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.039%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST COMMUNITY

    First Community Credit Union serves residents and workers in several communities across North Dakota and Minnesota, including Bismarck, Fargo, Grand Forks, and Jamestown.

    Family of a member
    Immediate family of current members
    County
    Clackamas County, OR, Coos County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR, Josephine County, OR, Klamath County, OR, Lane County, OR, Lincoln County, OR…

    Where FIRST COMMUNITY writes mortgages

    FIRST COMMUNITY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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