Home state: Oregon

    FIRST COMMUNITY mortgage rates

    FIRST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 5% — the national average is 6.88%. That's about $173,435 saved over the life of a $400,000, 30-year loan. We track FIRST COMMUNITY daily and refresh rates every morning.

    Today's rates from FIRST COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5%5.15%Sep 11, 2026Visit

    Rate history

    Lowest daily rate FIRST COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST COMMUNITY

    First Community Credit Union serves residents and workers in several communities across North Dakota and Minnesota, including Bismarck, Fargo, Grand Forks, and Jamestown.

    Family of a member
    Immediate family of current members
    County
    Clackamas County, OR, Coos County, OR, Curry County, OR, Deschutes County, OR, Douglas County, OR, Gilliam County, OR, Hood River County, OR, Jackson County, OR, Josephine County, OR, Klamath County, OR, Lane County, OR, Lincoln County, OR

    Where FIRST COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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