Home state: Pennsylvania

    SPIRIT FINANCIAL mortgage rates

    SPIRIT FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SPIRIT FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SPIRIT FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.013%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.23%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.754%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.806%0Sep 11, 2026Visit
    5 Year ARM7.725%7.717%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.765%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.932%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.295%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.156%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate SPIRIT FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SPIRIT FINANCIAL

    Membership is open to anyone who lives, works, worships, or attends school in Bucks County, Pennsylvania. Family members of current credit union members are also eligible to join.

    Employer
    United States Steel Corporation
    County
    Bucks County, PA

    Where SPIRIT FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SPIRIT FINANCIAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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