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    AMERICAN HERITAGE mortgage rates

    AMERICAN HERITAGE's lowest publicly advertised 30-year fixed rate today is 6.999% APR — the national average is 7.147%. That's about $14,355 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read AMERICAN HERITAGE's rates every weekday, starting around 11 a.m. Central.

    We last read AMERICAN HERITAGE's rates page on Nov 2, 2026.

    Today's rates from AMERICAN HERITAGE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.93%6.999%—Nov 2, 2026Visit
    20 Year Fixed6.411%6.499%—Nov 2, 2026Visit
    15 Year Fixed6.015%6.124%—Nov 2, 2026Visit
    10 Year Fixed5.846%5.999%—Nov 2, 2026Visit
    5 Year ARM6.125%6.935%—Nov 2, 2026Visit
    7 Year ARM6.375%6.917%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.501%—Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.447%—Nov 2, 2026Visit
    VA 30 Year Fixed6.75%7.604%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.615%7.634%—Nov 2, 2026Visit
    15 Year Fixed Jumbo6.844%6.874%—Nov 2, 2026Visit
    10 Year Fixed Refinance—Lender publishes APR only6.624%—Nov 2, 2026Visit
    15 Year Fixed Refinance—Lender publishes APR only6.749%—Nov 2, 2026Visit
    20 Year Fixed Refinance—Lender publishes APR only7.249%—Nov 2, 2026Visit
    30 Year Fixed Refinance—Lender publishes APR only7.499%—Nov 2, 2026Visit
    Visit AMERICAN HERITAGE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AMERICAN HERITAGE

    Membership is open to employees of over 800 workplace partner companies, as well as individuals who live, work, worship, or attend school in designated service areas in the Philadelphia region. Immediate family members of current or eligible members are also welcome to join.

    Where AMERICAN HERITAGE writes mortgages

    AMERICAN HERITAGE publishes mortgage lending in 1 state.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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