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    CROSS VALLEY mortgage rates

    CROSS VALLEY's lowest publicly advertised 30-year fixed rate today is 6.572% APR — the national average is 7.147%. That's about $55,287 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CROSS VALLEY's rates every weekday, starting around 11 a.m. Central.

    We last read CROSS VALLEY's rates page on Nov 2, 2026.

    Today's rates from CROSS VALLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.25%6.572%2.26Nov 2, 2026Visit
    20 Year Fixed6.625%6.761%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.669%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.738%0Nov 2, 2026Visit
    5 Year ARM6.725%7.445%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.26%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.512%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.446%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.571%0Nov 2, 2026Visit
    Visit CROSS VALLEY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CROSS VALLEY

    Membership is available to employees and students of hundreds of Select Employee Groups in Northeastern Pennsylvania, federal employees in Lackawanna, Luzerne, Susquehanna, and Wayne Counties, and members of several local associations. Immediate family and household members of current credit union members are also eligible to join.

    Employer
    Federal Government, Luzerne County Transportation Authority, Catholic Social Services, Benco Dental Supply Company, The Times Leader, Mericle Construction Inc, Nardone Brothers Bakery, The Woodlands Inn & Resort
    Association / SEG
    National Cosmetology Association of Pennsylvania, Apostolic Faith Church, Wyoming Monument Association, Perugia Beneficial Society, Mountain Council of Governments, Assumpta Council #3987 - Knights of Columbus, The Nanticoke Firemen's Relief Association, Luzerne County Community College Alumni Association
    Military / veteran
    Pennsylvania National Guard, Military Reserve Personnel, Pennsylvania Army National Guard

    Where CROSS VALLEY writes mortgages

    CROSS VALLEY publishes mortgage lending in 1 state.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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