Today's rates from CROSS VALLEY
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.854% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.625% | 6.761% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.125% | 6.292% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.125% | 6.361% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.744% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.793% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.96% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.194% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.32% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.195% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate CROSS VALLEY advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join CROSS VALLEY
Membership is available to employees and students of hundreds of Select Employee Groups in Northeastern Pennsylvania, federal employees in Lackawanna, Luzerne, Susquehanna, and Wayne Counties, and members of several local associations. Immediate family and household members of current credit union members are also eligible to join.
Employer
Federal Government, Luzerne County Transportation Authority, Catholic Social Services, Benco Dental Supply Company, The Times Leader, Mericle Construction Inc, Nardone Brothers Bakery, The Woodlands Inn & Resort
Association / SEG
National Cosmetology Association of Pennsylvania, Apostolic Faith Church, Wyoming Monument Association, Perugia Beneficial Society, Mountain Council of Governments, Assumpta Council #3987 - Knights of Columbus, The Nanticoke Firemen's Relief Association, Luzerne County Community College Alumni Association
Military / veteran
Pennsylvania National Guard, Military Reserve Personnel, Pennsylvania Army National Guard
Where CROSS VALLEY writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with CROSS VALLEY.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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