Home state: Pennsylvania

    AMERICHOICE mortgage rates

    AMERICHOICE's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.805%. That's about $40,879 saved over the life of a $400,000, 30-year loan. We track AMERICHOICE daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from AMERICHOICE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.833%3Sep 8, 2026Visit
    20 Year Fixed6.125%6.723%3Sep 8, 2026Visit
    15 Year Fixed5.875%6.62%3Sep 8, 2026Visit

    Rate history

    Lowest daily rate AMERICHOICE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AMERICHOICE

    AmeriChoice Federal Credit Union is open to anyone who lives, works, worships, or attends school in Adams, Cumberland, Dauphin, Lebanon, Perry, or York Counties in Pennsylvania. Veterans and their families are also encouraged to join through dedicated military banking programs.

    Military / veteran
    all US military
    County
    Adams County, PA, Cumberland County, PA, Dauphin County, PA, Lebanon County, PA, Perry County, PA, York County, PA

    Where AMERICHOICE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with AMERICHOICE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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