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    Home state: Pennsylvania
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    1ST ED CREDIT UNION mortgage rates

    1ST ED CREDIT UNION's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read 1ST ED CREDIT UNION's rates every weekday, starting around 11 a.m. Central.

    We last read 1ST ED CREDIT UNION's rates page on Nov 2, 2026.

    Today's rates from 1ST ED CREDIT UNION

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit 1ST ED CREDIT UNION's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join 1ST ED CREDIT UNION

    Membership is open to employees and students of most Pennsylvania school districts and various partner organizations in Adams, Cumberland, Franklin, Fulton, and York Counties. Additionally, family members of current members or regular participants in local community groups like alumni associations, churches, and PTAs in those counties are also eligible to join.

    Employer
    Adams County Head Start, Corpus Christi School, Cumberland Valley Christian School, First Start Partnerships for Children & Families, Fulton County Community Christian School, Growing Tree Day Care, Lincoln Intermediate Unit #12, Mercersburg Academy, Montessori Academy of Chambersburg, Shalom Christian Academy, St Andrew Catholic School, Wilson College…
    Association / SEG
    Alumni Association in Adams, Cumberland, Franklin, Fulton or York Counties, Religious organizations in Adams, Cumberland, Franklin, Fulton or York Counties, Electric cooperatives in Adams, Cumberland, Franklin, Fulton or York Counties, Homeowner associations in Adams, Cumberland, Franklin, Fulton or York Counties, Labor unions in Adams, Cumberland, Franklin, Fulton or York Counties, Scouting groups in Adams, Cumberland, Franklin, Fulton or York Counties, Parent teach associations (PTAs) in Adams, Cumberland, Franklin, Fulton or York Counties

    Where 1ST ED CREDIT UNION writes mortgages

    1ST ED CREDIT UNION publishes mortgage lending in 1 state.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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