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    Home state: Pennsylvania
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    PHEPLE mortgage rates

    PHEPLE's lowest publicly advertised 30-year fixed rate today is 7.072% APR — the national average is 7.147%. That's about $7,285 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PHEPLE's rates every weekday, starting around 11 a.m. Central.

    We last read PHEPLE's rates page on Nov 2, 2026.

    Today's rates from PHEPLE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.072%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.25%0Nov 2, 2026Visit
    15 Year Fixed7%7.155%0Nov 2, 2026Visit
    10 Year Fixed7%7.217%0Nov 2, 2026Visit
    5 Year ARM6.725%7.435%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.25%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.502%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.424%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.537%0Nov 2, 2026Visit
    Visit PHEPLE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PHEPLE

    You can join Pheple FCU if you live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties in Pennsylvania. Immediate family members of those eligible are also welcome to join.

    County
    Allegheny County, PA, Armstrong County, PA, Fayette County, PA, Washington County, PA, Westmoreland County, PA

    Where PHEPLE writes mortgages

    PHEPLE publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where PHEPLE serves members

    Westmoreland County, PAAllegheny County, PAArmstrong County, PAFayette County, PAWashington County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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