Home state: Pennsylvania

    PHEPLE mortgage rates

    PHEPLE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track PHEPLE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from PHEPLE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.028%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.25%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.778%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.84%0Sep 11, 2026Visit
    5 Year ARM7.725%7.733%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.782%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.949%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.299%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.162%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PHEPLE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PHEPLE

    You can join Pheple FCU if you live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties in Pennsylvania. Immediate family members of those eligible are also welcome to join.

    County
    Allegheny County, PA, Armstrong County, PA, Fayette County, PA, Washington County, PA, Westmoreland County, PA

    Where PHEPLE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PHEPLE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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