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    CHOICE ONE COMMUNITY mortgage rates

    CHOICE ONE COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CHOICE ONE COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read CHOICE ONE COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from CHOICE ONE COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit CHOICE ONE COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHOICE ONE COMMUNITY

    Choice One Community Credit Union is open to anyone who lives, works, worships, or attends school in Luzerne County, Pennsylvania. Immediate family members of current or eligible members are also welcome to join.

    County
    PA:Luzerne, PA:Lackawanna, PA:Wyoming

    Where CHOICE ONE COMMUNITY writes mortgages

    CHOICE ONE COMMUNITY publishes mortgage lending in 1 state.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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