Home state: Pennsylvania

    CHOICE ONE COMMUNITY mortgage rates

    CHOICE ONE COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track CHOICE ONE COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CHOICE ONE COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.013%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.23%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.754%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.806%0Sep 11, 2026Visit
    5 Year ARM7.725%7.717%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.765%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.932%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.295%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.156%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate CHOICE ONE COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHOICE ONE COMMUNITY

    Choice One Community Credit Union is open to anyone who lives, works, worships, or attends school in Luzerne County, Pennsylvania. Immediate family members of current or eligible members are also welcome to join.

    County
    PA:Luzerne, PA:Lackawanna, PA:Wyoming

    Where CHOICE ONE COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CHOICE ONE COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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