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    BETHLEHEM 1ST mortgage rates

    BETHLEHEM 1ST's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read BETHLEHEM 1ST's rates every weekday, starting around 11 a.m. Central.

    We last read BETHLEHEM 1ST's rates page on Nov 2, 2026.

    Today's rates from BETHLEHEM 1ST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit BETHLEHEM 1ST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BETHLEHEM 1ST

    Membership is open to employees and students of numerous educational institutions in the Lehigh Valley, residents of specific municipalities including Bethlehem and Hellertown, and employees of various select local organizations and government offices.

    Employer
    Allentown (PA) Diocese Schools, Bethlehem (PA) Area Board of School Directors, Bethlehem (PA) Area School District, Bethlehem (PA) Area Vocational-Technical School, Bethlehem Christian School, Bethlehem Catholic High School, Lehigh University, Lehigh Valley Academy Regional Charter School, Lehigh Valley Charter High School for the Arts, Lincoln Leadership Academy Charter School, Moravian Academy, Moravian University…
    Association / SEG
    American Red Cross of the Greater Lehigh Valley, Bethlehem YMCA, Boys and Girls Club of Bethlehem (PA), Sights for Hope, Community Action Committee of LV, Da Vinci Science Center, Easter Seals Society, Industrial Archives & Library
    County
    Northampton County, PA
    City
    Bethlehem, PA, Fountain Hill, PA, Freemansburg, PA, Hellertown, PA

    Where BETHLEHEM 1ST writes mortgages

    BETHLEHEM 1ST publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where BETHLEHEM 1ST serves members

    Lehigh County, PANorthampton County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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