Today's rates from FIRST AREA
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 7.013% | 1.83 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7.125% | 7.23% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.754% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.806% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.717% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.765% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.932% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.194% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.295% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6% | 6.031% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate FIRST AREA advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join FIRST AREA
Membership at FIRST AREA Federal Credit Union is open to individuals who live or work in Mifflin County, Pennsylvania. Once a person becomes a member, their immediate family members are also eligible to join. A Share Savings Account must be opened to establish membership.
Family of a member
[object Object]
County
[object Object]
Where FIRST AREA writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with FIRST AREA.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if FIRST AREA is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including FIRST AREA if you qualify — ranked by today's rate.