Home state: Pennsylvania

    PENN STATE mortgage rates

    PENN STATE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track PENN STATE daily and refresh rates every morning.

    Today's rates from PENN STATE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.943%Sep 11, 2026Visit
    20 Year Fixed6.75%6.837%Sep 11, 2026Visit
    15 Year Fixed6.25%6.356%Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%6.564%Sep 11, 2026Visit

    Rate history

    Lowest daily rate PENN STATE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PENN STATE

    Membership is open to employees, students, and retirees of Penn State University, as well as members of the Centre County Chapter of the Penn State Alumni Association. Employees of various local partner companies and family members of current or eligible members may also join.

    Employer
    Penn State University, Penn State Federal Credit Union
    Association / SEG
    Centre County Chapter of the Penn State Alumni Association

    Where PENN STATE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PENN STATE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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