Home state: Pennsylvania
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    PENN STATE mortgage rates

    PENN STATE's lowest publicly advertised 30-year fixed rate today is 7.068% APR — the national average is 7.147%. That's about $7,673 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PENN STATE's rates every weekday, starting around 11 a.m. Central.

    We last read PENN STATE's rates page on Nov 2, 2026.

    Today's rates from PENN STATE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.068%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.713%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.483%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%6.816%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PENN STATE

    Membership is open to employees, students, and retirees of Penn State University, as well as members of the Centre County Chapter of the Penn State Alumni Association. Employees of various local partner companies and family members of current or eligible members may also join.

    Employer
    Penn State University, Penn State Federal Credit Union
    Association / SEG
    Centre County Chapter of the Penn State Alumni Association

    Where PENN STATE writes mortgages

    PENN STATE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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