Home state: Pennsylvania

    FRANKLIN JOHNSTOWN mortgage rates

    FRANKLIN JOHNSTOWN's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track FRANKLIN JOHNSTOWN daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from FRANKLIN JOHNSTOWN

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.026%0Sep 11, 2026Visit
    20 Year Fixed7%7.2%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.866%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%7.703%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.167%0Sep 11, 2026Visit
    USDA 30 Year Fixed6.625%7.294%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate FRANKLIN JOHNSTOWN advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FRANKLIN JOHNSTOWN

    Membership is open to employees and retirees of over 200 Select Employee Groups in the Johnstown, PA area, as well as several local labor unions and associations. Immediate family members or persons living in the same household as a current member are also eligible to join.

    Employer
    City of Johnstown, Bethlehem Steel, Galliker Dairy Company, JWF Industries, Concurrent Technologies Corp, JARI, Johnstown America Corp, Laurel Technologies, Inc., Tribune Publishing Company, Richland Township Police Dept., Manpower, UPJ
    Association / SEG
    Johnstown Firefighters Local #463, PA State Education Association, Local # 630, AFSCME, Johnstown Typographical Union No. 137, Laurel Highlands Chapter 364 Vietnam Vets of America, Inc., Cambria Somerset Assoc. of Realtors

    Where FRANKLIN JOHNSTOWN writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FRANKLIN JOHNSTOWN.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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