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    ERIE mortgage rates

    ERIE's lowest publicly advertised 30-year fixed rate today is 7.085% APR — the national average is 7.147%. That's about $6,024 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ERIE's rates every weekday, starting around 11 a.m. Central.

    We last read ERIE's rates page on Nov 2, 2026.

    Today's rates from ERIE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.085%0Nov 2, 2026Visit
    20 Year Fixed6.625%6.735%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.637%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.692%0Nov 2, 2026Visit
    5 Year ARM6.725%7.425%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.24%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.492%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.422%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.533%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ERIE

    Membership at Erie FCU is available to anyone who lives, works, worships, or attends school in Erie or Crawford County, Pennsylvania.

    County
    Erie County, PA, Crawford County, PA

    Where ERIE writes mortgages

    ERIE publishes mortgage lending in 1 state.

    Pennsylvania counties where ERIE serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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