Home state: New York
    Open membership
    Lends in 7 states

    EMPOWER mortgage rates

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    Rates as of Sep 1, 2026

    Today's rates from EMPOWER

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with EMPOWER.

    Who can join EMPOWER

    Empower FCU is open to anyone in the United States through a membership in the American Consumer Council. Individuals are also eligible if they live, work, worship, or attend school in their New York service area, work for a participating employer, or have a family member who is already a member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    American Consumer Council

    Where EMPOWER writes mortgages

    EMPOWER publishes mortgage lending in 7 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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