Today's rates from POLICE & FIRE
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.294% | 0.046 | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.875% | 6.855% | -0.03 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.172% | 1.5 | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 5.875% | 6.296% | 1.5 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 5.75% | 6.383% | 1.5 | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6% | 6.423% | 1.5 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 5.875% | 6.127% | 1.5 | Nov 2, 2026 | Visit | |
| 7 Year ARM Jumbo | 6% | 6.396% | 1.5 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join POLICE & FIRE
Membership is open to all U.S. residents who join the American Consumer Council for free during the application process. Additionally, employees or members of hundreds of local police, fire, and municipal organizations in Pennsylvania, New Jersey, and Delaware, as well as immediate family members of current PFFCU members, are eligible to join.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where POLICE & FIRE writes mortgages
POLICE & FIRE publishes mortgage lending in 4 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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