Today's rates from POLICE & FIRE
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.041% | 0.027 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.913% | 0.363 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 5.75% | 6.046% | 1.5 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 5.75% | 6.17% | 1.5 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.625% | 6.258% | 1.5 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.875% | 6.297% | 1.5 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 5.75% | 6.001% | 1.5 | Sep 11, 2026 | Visit | |
| 7 Year ARM Jumbo | 5.875% | 6.271% | 1.5 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate POLICE & FIRE advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join POLICE & FIRE
Membership is open to all U.S. residents who join the American Consumer Council for free during the application process. Additionally, employees or members of hundreds of local police, fire, and municipal organizations in Pennsylvania, New Jersey, and Delaware, as well as immediate family members of current PFFCU members, are eligible to join.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where POLICE & FIRE writes mortgages
POLICE & FIRE publishes mortgage lending in 4 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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