Home state: Pennsylvania

    PHILADELPHIA mortgage rates

    PHILADELPHIA's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track PHILADELPHIA daily and refresh rates every morning.

    Today's rates from PHILADELPHIA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.01%0Sep 11, 2026Visit
    20 Year Fixed6.875%6.888%0Sep 11, 2026Visit
    15 Year Fixed6.375%6.393%0Sep 11, 2026Visit
    10 Year Fixed6.25%6.273%0Sep 11, 2026Visit
    5 Year ARM6%6.538%0Sep 11, 2026Visit
    7 Year ARM6.25%6.562%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7.75%7.76%0Sep 11, 2026Visit
    20 Year Fixed Jumbo7.625%7.637%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.125%7.139%0Sep 11, 2026Visit
    10 Year Fixed Jumbo7%7.021%0Sep 11, 2026Visit
    5 Year ARM Jumbo6.75%6.834%0Sep 11, 2026Visit
    7 Year ARM Jumbo7%6.95%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PHILADELPHIA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PHILADELPHIA

    Membership is primarily open to those who live, work, worship, or attend school in Philadelphia. Employees and students of partner organizations like Temple University and many local businesses are also eligible to join.

    Employer
    Temple University, Community College of Philadelphia
    City
    Philadelphia, PA

    Where PHILADELPHIA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PHILADELPHIA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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