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    Credit union mortgage rates
    Home state: Pennsylvania
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    PHILADELPHIA mortgage rates

    PHILADELPHIA's lowest publicly advertised 30-year fixed rate today is 7.261% APR — the national average is 7.147%. We read PHILADELPHIA's rates every weekday, starting around 11 a.m. Central.

    We last read PHILADELPHIA's rates page on Nov 2, 2026.

    Today's rates from PHILADELPHIA

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.261%0Nov 2, 2026Visit
    20 Year Fixed6.875%6.888%0Nov 2, 2026Visit
    15 Year Fixed6.625%6.642%0Nov 2, 2026Visit
    10 Year Fixed6.375%6.399%0Nov 2, 2026Visit
    5 Year ARM6.25%6.858%0Nov 2, 2026Visit
    7 Year ARM6.5%6.868%0Nov 2, 2026Visit
    30 Year Fixed Jumbo8%8.009%0Nov 2, 2026Visit
    20 Year Fixed Jumbo7.625%7.637%0Nov 2, 2026Visit
    15 Year Fixed Jumbo7.375%7.389%0Nov 2, 2026Visit
    10 Year Fixed Jumbo7.125%7.146%0Nov 2, 2026Visit
    5 Year ARM Jumbo7%7.157%0Nov 2, 2026Visit
    7 Year ARM Jumbo7.25%7.26%0Nov 2, 2026Visit
    Visit PHILADELPHIA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PHILADELPHIA

    Membership is primarily open to those who live, work, worship, or attend school in Philadelphia. Employees and students of partner organizations like Temple University and many local businesses are also eligible to join.

    Employer
    Temple University, Community College of Philadelphia
    City
    Philadelphia, PA

    Where PHILADELPHIA writes mortgages

    PHILADELPHIA publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where PHILADELPHIA serves members

    Philadelphia County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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