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    Credit union mortgage rates
    Home state: New York
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    Lends in 6 states

    SUNMARK mortgage rates

    SUNMARK's lowest publicly advertised 30-year fixed rate today is 6.884% APR — the national average is 7.147%. That's about $25,450 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SUNMARK's rates every weekday, starting around 11 a.m. Central.

    We last read SUNMARK's rates page on Nov 2, 2026.

    Today's rates from SUNMARK

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.884%0Nov 2, 2026Visit
    20 Year Fixed6.75%6.921%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.967%0Nov 2, 2026Visit
    5 Year ARM6.25%6.789%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.445%0Nov 2, 2026Visit
    VA 30 Year Fixed7%7.66%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.178%0Nov 2, 2026Visit
    Visit SUNMARK's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUNMARK

    Membership is open to anyone who lives, works, worships, or attends school in 18 New York counties, or is an immediate family member of an existing member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Albany County, NY, Columbia County, NY, Dutchess County, NY, Fulton County, NY, Greene County, NY, Montgomery County, NY, Orange County, NY, Putnam County, NY, Rensselaer County, NY, Rockland County, NY, Saratoga County, NY, Schenectady County, NY…

    Where SUNMARK writes mortgages

    SUNMARK publishes mortgage lending in 6 states.

    FloridaNorth CarolinaNebraskaNew JerseyNew YorkPennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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