Home state: New York
    Open membership
    Lends in 6 states

    SUNMARK mortgage rates

    SUNMARK's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.805%. That's about $29,074 saved over the life of a $400,000, 30-year loan. We track SUNMARK daily and refresh rates every morning.

    Rates as of Dec 11, 2025

    Today's rates from SUNMARK

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.634%0Sep 10, 2026Visit
    20 Year Fixed6.625%6.796%0Sep 10, 2026Visit
    15 Year Fixed6.5%6.717%0Sep 10, 2026Visit
    5 Year ARM5.99%6.539%0Sep 10, 2026Visit
    FHA 30 Year Fixed6.375%6.945%0Sep 10, 2026Visit
    VA 30 Year Fixed6.625%7.285%0Sep 10, 2026Visit
    USDA 30 Year Fixed6.375%6.678%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate SUNMARK advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUNMARK

    Membership is open to anyone who lives, works, worships, or attends school in 18 New York counties, or is an immediate family member of an existing member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Albany County, NY, Columbia County, NY, Dutchess County, NY, Fulton County, NY, Greene County, NY, Montgomery County, NY, Orange County, NY, Putnam County, NY, Rensselaer County, NY, Rockland County, NY, Saratoga County, NY, Schenectady County, NY

    Where SUNMARK writes mortgages

    SUNMARK publishes mortgage lending in 6 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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