CU RateFinder
    Credit union mortgage rates
    Home state: Pennsylvania

    G.A.P. mortgage rates

    G.A.P.'s lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track G.A.P. daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from G.A.P.

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.026%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.247%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.774%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.835%0Sep 11, 2026Visit
    5 Year ARM7.725%7.73%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.779%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.946%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.298%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.161%0Sep 11, 2026Visit
    Visit G.A.P.'s rates page

    Rate history

    Lowest daily rate G.A.P. advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join G.A.P.

    G.A.P. Federal Credit Union serves employees of numerous partner businesses and members of specific associations throughout Pennsylvania, including parts of Cambria, Butler, and Blair counties. Immediate family and household members of current members are also eligible to join.

    Employer
    A & D Remodeling, Advanced Cutting Systems Corp, Advantage Auto Service, Alliance for Nonprofit Resources, Babo’s Motors Inc, Bassett Masonry, Inc, Bearer Appliance, Bedford Post Office, Bird’s Construction, Borough of Northern Cambria, Brent Optical, Inc., Bruce Nurseries…
    Association / SEG
    Altoona Disabled American Veterans, American Legion, Calvary Church of Patton
    Military / veteran
    US Army, DoD

    Where G.A.P. writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with G.A.P..

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if G.A.P. is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including G.A.P. if you qualify — ranked by today's rate.

    Get notified when G.A.P.'s 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Pennsylvania

    See all Pennsylvania credit union mortgage rates