Today's rates from FIRST COMMONWEALTH
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.278% | 2 | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 7.273% | 2 | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 7.148% | 2 | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 10 Year Fixed | 6.375% | 7.284% | 2 | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 5 Year ARM | 6% | 6.403% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.489% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 10 Year ARM | 6.375% | 6.555% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| FHA 30 Year Fixed | 7% | 7.394% | 0 | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 5 Year ARM Jumbo | 6.5% | 6.318% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.75% | 6.616% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit | |
| 10 Year ARM Jumbo | 6.875% | 6.756% | — | Nov 2, 2026 Lender's sheet dated Oct 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join FIRST COMMONWEALTH
Individuals who live, work, worship, or attend school in several counties across eastern Pennsylvania and Warren County, NJ are eligible to join. Residents of PA or NJ may also qualify by joining the American Consumer Council, and employees of participating partner companies and their family members are also welcome.
Association / SEG
American Consumer Council
County
Lehigh County, PA, Northampton County, PA, Berks County, PA, Carbon County, PA, Warren County, NJ
City
Easton, PA, Lehighton, PA, Maxatawny Township, PA
Where FIRST COMMONWEALTH writes mortgages
FIRST COMMONWEALTH publishes mortgage lending in 2 states.
Pennsylvania counties where FIRST COMMONWEALTH serves members
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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