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    Home state: Pennsylvania
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    ARIZE mortgage rates

    ARIZE's lowest publicly advertised 30-year fixed rate today is 7.082% APR — the national average is 7.147%. That's about $6,315 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ARIZE's rates every weekday, starting around 11 a.m. Central.

    We last read ARIZE's rates page on Nov 2, 2026.

    Today's rates from ARIZE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.082%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.263%0Nov 2, 2026Visit
    15 Year Fixed7%7.171%0Nov 2, 2026Visit
    10 Year Fixed7%7.24%0Nov 2, 2026Visit
    5 Year ARM6.725%7.445%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.26%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.512%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.427%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.541%0Nov 2, 2026Visit
    Visit ARIZE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ARIZE

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in the Pennsylvania counties of Clearfield, Centre, Blair, Huntingdon, Juniata, Mifflin, Union, Clinton, or Snyder. Also eligible: recipients of a pension or annuity from a Centre County employer, immediate family or household members of any eligible person, and organizations of eligible persons. Open an account with a $5 share deposit.

    Employer
    Pension/annuity recipients from a Centre County, PA employer
    Association / SEG
    Organizations of eligible persons
    Family of a member
    Immediate family or household members of any eligible person
    County
    Clearfield, PA, Centre, PA, Blair, PA, Huntingdon, PA, Juniata, PA, Mifflin, PA, Union, PA, Clinton, PA, Snyder, PA

    Where ARIZE writes mortgages

    ARIZE publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where ARIZE serves members

    Centre County, PABlair County, PAClearfield County, PAClinton County, PAHuntingdon County, PAMifflin County, PAUnion County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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