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    Credit union mortgage rates
    Home state: Pennsylvania
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    WHITE ROSE mortgage rates

    WHITE ROSE's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WHITE ROSE's rates every weekday, starting around 11 a.m. Central.

    We last read WHITE ROSE's rates page on Nov 2, 2026.

    Today's rates from WHITE ROSE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit WHITE ROSE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WHITE ROSE

    White Rose Credit Union is open to anyone who lives, works, worships, attends school, or owns a business in York or Adams County, Pennsylvania.

    County
    York County, PA, Adams County, PA

    Where WHITE ROSE writes mortgages

    WHITE ROSE publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where WHITE ROSE serves members

    Adams County, PAYork County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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