Home state: Pennsylvania

    ALCOSE mortgage rates

    ALCOSE's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track ALCOSE daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from ALCOSE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate ALCOSE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALCOSE

    Membership at Alcose Credit Union is open to employees of numerous school districts and organizations in Western Pennsylvania, including UPMC and Local 154 Boilermakers, as well as several local Catholic parishes. Family and household members of current members are also eligible to join.

    Employer
    A.W. Beattie Technical School, Allegheny Intermediate Unit, Allegheny Valley School District, Avonworth School District, Baldwin-Whitehall School District, Bethel Park School District, Bishop McDowell Regional School, Boiler Makers Local 154, Brentwood School District, Carlynton School District, Chartiers Valley School District, Children’s Institute
    Association / SEG
    Blessed Trinity Catholic Parish (including St. Albert, St. Basil, Holy Angels, St. Sylvester), Sacred Heart of Corpus Christi

    Where ALCOSE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALCOSE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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