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    Home state: Pennsylvania
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    PALCO FCU mortgage rates

    PALCO FCU's lowest publicly advertised 30-year fixed rate today is 7.041% APR — the national average is 7.147%. That's about $10,290 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PALCO FCU's rates every weekday, starting around 11 a.m. Central.

    We last read PALCO FCU's rates page on Nov 2, 2026.

    Today's rates from PALCO FCU

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.041%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.211%0Nov 2, 2026Visit
    15 Year Fixed7%7.106%0Nov 2, 2026Visit
    10 Year Fixed7%7.149%0Nov 2, 2026Visit
    5 Year ARM6.725%7.404%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.22%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.471%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.417%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.526%0Nov 2, 2026Visit
    Visit PALCO FCU's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PALCO FCU

    PALCO Federal Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in Bradford, Columbia, Lycoming, Montour, Northumberland, Sullivan, Tioga, or Union counties in Pennsylvania.

    County
    Bradford County, PA, Columbia County, PA, Lycoming County, PA, Montour County, PA, Northumberland County, PA, Sullivan County, PA, Tioga County, PA, Union County, PA

    Where PALCO FCU writes mortgages

    PALCO FCU publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where PALCO FCU serves members

    Lycoming County, PABradford County, PAColumbia County, PAMontour County, PANorthumberland County, PASullivan County, PATioga County, PAUnion County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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