Home state: Pennsylvania

    PALCO FCU mortgage rates

    PALCO FCU's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track PALCO FCU daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from PALCO FCU

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.998%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.211%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.73%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.773%0Sep 11, 2026Visit
    5 Year ARM7.725%7.701%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.749%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.915%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.291%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.15%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PALCO FCU advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PALCO FCU

    PALCO Federal Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in Bradford, Columbia, Lycoming, Montour, Northumberland, Sullivan, Tioga, or Union counties in Pennsylvania.

    County
    Bradford County, PA, Columbia County, PA, Lycoming County, PA, Montour County, PA, Northumberland County, PA, Sullivan County, PA, Tioga County, PA, Union County, PA

    Where PALCO FCU writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PALCO FCU.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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