Home state: Pennsylvania
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    FREEDOM mortgage rates

    FREEDOM's lowest publicly advertised 30-year fixed rate today is 7.17% APR — the national average is 7.147%. We read FREEDOM's rates every weekday, starting around 11 a.m. Central.

    We last read FREEDOM's rates page on Nov 2, 2026. FREEDOM dates its published rate sheet Oct 27, 2026.

    Today's rates from FREEDOM

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.17%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    20 Year Fixed6.625%6.682%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    15 Year Fixed6.5%6.57%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    10 Year Fixed6.375%6.474%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    5 Year ARM6.625%6.668%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    7 Year ARM6.875%6.919%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    30 Year Fixed Jumbo7.5%7.514%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    20 Year Fixed Jumbo7%7.018%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
    Visit
    15 Year Fixed Jumbo6.875%6.897%0Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FREEDOM

    Freedom Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in the Pennsylvania counties of Bucks, Chester, Delaware, Montgomery, or Philadelphia.

    County
    Bucks County, PA, Chester County, PA, Delaware County, PA, Montgomery County, PA, Philadelphia County, PA

    Where FREEDOM writes mortgages

    FREEDOM publishes mortgage lending in 1 state.

    Pennsylvania counties where FREEDOM serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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