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    Credit union mortgage rates
    Home state: New Jersey
    Open membership
    Lends in 2 states

    HEALTHCARE EMPLOYEES mortgage rates

    HEALTHCARE EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HEALTHCARE EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read HEALTHCARE EMPLOYEES's rates page on Nov 2, 2026.

    Today's rates from HEALTHCARE EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.432%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.299%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    5 Year ARM — medical professionals5.875%6.555%0Nov 2, 2026Visit
    Visit HEALTHCARE EMPLOYEES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HEALTHCARE EMPLOYEES

    Membership is available to employees of participating healthcare organizations and members of the New Jersey Hospital Association (NJHA). Anyone can join the NJHA for a one-time $15 fee to become eligible for credit union membership; immediate family and household members of current or eligible members are also welcome.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    New Jersey Hospital Association (NJHA)

    Where HEALTHCARE EMPLOYEES writes mortgages

    HEALTHCARE EMPLOYEES publishes mortgage lending in 2 states.

    New JerseyPennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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