Home state: Pennsylvania
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    MC mortgage rates

    MC's lowest publicly advertised 30-year fixed rate today is 7.47% APR — the national average is 7.147%. We read MC's rates every weekday, starting around 11 a.m. Central.

    We last read MC's rates page on Nov 2, 2026.

    Today's rates from MC

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.47%0Nov 2, 2026Visit
    20 Year Fixed7.25%7.372%0Nov 2, 2026Visit
    15 Year Fixed7%7.151%0Nov 2, 2026Visit
    10 Year Fixed7%7.211%0Nov 2, 2026Visit
    5 Year ARM6.725%7.432%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.247%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.499%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.423%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.536%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MC

    You can join MC Federal Credit Union if you live, work, worship, or attend school in Bloomsburg, Union County, or parts of Berwick, Mount Carmel, and Mahoning Township. Membership is also available to employees of WellSpan Evangelical Community Hospital, Great Dane, other partner companies, and their immediate family members.

    Employer
    WellSpan Evangelical Community Hospital, Great Dane
    County
    Union County, PA
    City
    Bloomsburg, PA, Berwick, PA, Mount Carmel, PA, Mahoning Township, PA

    Where MC writes mortgages

    MC publishes mortgage lending in 1 state.

    Pennsylvania counties where MC serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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