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    PENLANCO mortgage rates

    PENLANCO's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track PENLANCO daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from PENLANCO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.998%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.211%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.73%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.773%0Sep 11, 2026Visit
    5 Year ARM7.725%7.701%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.749%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.915%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.291%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.15%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PENLANCO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PENLANCO

    Membership is open to employees and members of nearly 40 partner organizations, including PPL Electric Utilities and several Lancaster-area businesses and fire departments. Immediate family and household members of current or eligible members are also eligible to join.

    Employer
    PPL Electric Utilities, BeBalanced Natural Hormone Weight Loss, Bill Coder Entertainment, Braxton Motor Company, Brubacher Excavating, City of Lancaster, Clare House, Denver Cold Family of Companies, Eleanor Home Health Agency, Integrity Financial Services, Jason R. Brown Electric, LLC, K Marketing Co.
    Association / SEG
    Blue Rock Regional Fire District, Columbia Borough Fire Department, East Petersburg Fire Company, Lancaster Township Fire Department, Mountville Fire Company No 1

    Where PENLANCO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PENLANCO.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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