Today's rates from PENLANCO
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.998% | 1.83 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7.125% | 7.211% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.73% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.773% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.701% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.749% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.915% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.194% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.291% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.15% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate PENLANCO advertised for each product, past 90 days.
Who can join PENLANCO
Membership is open to employees and members of nearly 40 partner organizations, including PPL Electric Utilities and several Lancaster-area businesses and fire departments. Immediate family and household members of current or eligible members are also eligible to join.
Where PENLANCO writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with PENLANCO.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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