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    Home state: Pennsylvania
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    PENLANCO mortgage rates

    PENLANCO's lowest publicly advertised 30-year fixed rate today is 7.036% APR — the national average is 7.147%. That's about $10,774 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PENLANCO's rates every weekday, starting around 11 a.m. Central.

    We last read PENLANCO's rates page on Nov 2, 2026.

    Today's rates from PENLANCO

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.036%2.21Nov 2, 2026Visit
    20 Year Fixed7.125%7.211%0Nov 2, 2026Visit
    15 Year Fixed6.875%6.981%0Nov 2, 2026Visit
    10 Year Fixed6.875%7.023%0Nov 2, 2026Visit
    5 Year ARM6.725%7.399%1.5Nov 2, 2026Visit
    7 Year ARM6.5%7.215%1.78Nov 2, 2026Visit
    10 Year ARM6.975%7.467%2.51Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.581%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.312%0.74Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.126%1.21Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.417%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.526%0Nov 2, 2026Visit
    Visit PENLANCO's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PENLANCO

    Membership is open to employees and members of nearly 40 partner organizations, including PPL Electric Utilities and several Lancaster-area businesses and fire departments. Immediate family and household members of current or eligible members are also eligible to join.

    Employer
    PPL Electric Utilities, BeBalanced Natural Hormone Weight Loss, Bill Coder Entertainment, Braxton Motor Company, Brubacher Excavating, City of Lancaster, Clare House, Denver Cold Family of Companies, Eleanor Home Health Agency, Integrity Financial Services, Jason R. Brown Electric, LLC, K Marketing Co.…
    Association / SEG
    Blue Rock Regional Fire District, Columbia Borough Fire Department, East Petersburg Fire Company, Lancaster Township Fire Department, Mountville Fire Company No 1

    Where PENLANCO writes mortgages

    PENLANCO publishes mortgage lending in 1 state.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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