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    Credit union mortgage rates
    Home state: Pennsylvania
    Lends in 1 state

    SERVICE 1ST mortgage rates

    SERVICE 1ST's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SERVICE 1ST's rates every weekday, starting around 11 a.m. Central.

    We last read SERVICE 1ST's rates page on Nov 2, 2026.

    Today's rates from SERVICE 1ST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM5.99%6.969%0Nov 2, 2026Visit
    7 Year ARM6.49%7.048%0Nov 2, 2026Visit
    10 Year ARM7%7.443%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit SERVICE 1ST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SERVICE 1ST

    Membership is open to individuals who live, work, worship, or attend school in various qualified census tracts throughout Carbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, and Wyoming counties in Pennsylvania. Employees of Select Employee Groups and immediate family members of current members are also eligible.

    City
    Jim Thorpe, PA, Lake Harmony, PA, Tresckow, PA, White Haven, PA, Albrightsville, PA, Beaver Meadows, PA, Hazleton, PA, McAdoo, PA, Weatherly, PA, Ashland, PA, Beaver Valley, PA, Benton, PA…

    Where SERVICE 1ST writes mortgages

    SERVICE 1ST publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where SERVICE 1ST serves members

    Columbia County, PALuzerne County, PALycoming County, PAMontour County, PANorthumberland County, PASchuylkill County, PASullivan County, PABerks County, PACarbon County, PALackawanna County, PALebanon County, PAUnion County, PAWyoming County, PAMontgomery County, PABlair County, PA

    Plus 2 more. See all Pennsylvania counties

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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