CU RateFinder
    Credit union mortgage rates
    Home state: Pennsylvania

    SERVICE 1ST mortgage rates

    SERVICE 1ST's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SERVICE 1ST daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SERVICE 1ST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.013%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.23%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.754%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.806%0Sep 11, 2026Visit
    5 Year ARM5.49%6.553%0Sep 11, 2026Visit
    7 Year ARM5.99%6.614%0Sep 11, 2026Visit
    10 Year ARM7%7.323%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.295%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6%6.031%0Sep 11, 2026Visit
    Visit SERVICE 1ST's rates page

    Rate history

    Lowest daily rate SERVICE 1ST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SERVICE 1ST

    Membership is open to individuals who live, work, worship, or attend school in various qualified census tracts throughout Carbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, and Wyoming counties in Pennsylvania. Employees of Select Employee Groups and immediate family members of current members are also eligible.

    City
    Jim Thorpe, PA, Lake Harmony, PA, Tresckow, PA, White Haven, PA, Albrightsville, PA, Beaver Meadows, PA, Hazleton, PA, McAdoo, PA, Weatherly, PA, Ashland, PA, Beaver Valley, PA, Benton, PA…

    Where SERVICE 1ST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SERVICE 1ST.

    Pennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SERVICE 1ST is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SERVICE 1ST if you qualify — ranked by today's rate.

    Get notified when SERVICE 1ST's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Pennsylvania

    See all Pennsylvania credit union mortgage rates