CU RateFinder
    Credit union mortgage rates
    Home state: Pennsylvania
    Open membership
    Lends in 1 state

    DISCOVERY mortgage rates

    DISCOVERY's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read DISCOVERY's rates every weekday, starting around 11 a.m. Central.

    We last read DISCOVERY's rates page on Nov 2, 2026.

    Today's rates from DISCOVERY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit DISCOVERY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DISCOVERY

    Membership is open to anyone who lives, works, worships, or attends school in Berks County, Pennsylvania. Eligibility also extends to employees of various Select Employer Groups and immediate family or household members of existing members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Berks County, PA, Chester County, PA, Montgomery County, PA

    Where DISCOVERY writes mortgages

    DISCOVERY publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where DISCOVERY serves members

    Berks County, PAChester County, PAMontgomery County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if DISCOVERY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including DISCOVERY if you qualify — ranked by today's rate.

    Get notified when DISCOVERY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Pennsylvania

    See all Pennsylvania credit union mortgage rates