Home state: New York
    Lends in 2 states

    SERVU mortgage rates

    SERVU's lowest publicly advertised 30-year fixed rate today is 7.24% APR — the national average is 7.147%. We read SERVU's rates every weekday, starting around 11 a.m. Central.

    We last read SERVU's rates page on Nov 2, 2026. SERVU dates its published rate sheet Oct 30, 2026.

    Today's rates from SERVU

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.16%7.24%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    20 Year Fixed6.86%6.94%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    15 Year Fixed6.51%6.59%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SERVU

    ServU Credit Union membership is open to anyone who lives, works, worships, or attends school in 13 New York counties and 4 Pennsylvania counties. Eligibility also extends to employees of the credit union and families or household members of those in the service area.

    Employer
    ServU
    County
    Allegany County, NY, Cattaraugus County, NY, Chemung County, NY, Genesee County, NY, Livingston County, NY, Ontario County, NY, Schuyler County, NY, Seneca County, NY, Steuben County, NY, Tioga County, NY, Tompkins County, NY, Wyoming County, NY…

    Where SERVU writes mortgages

    SERVU publishes mortgage lending in 2 states.

    Pennsylvania counties where SERVU serves members

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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