Home state: Pennsylvania

    HERITAGE VALLEY mortgage rates

    HERITAGE VALLEY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track HERITAGE VALLEY daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from HERITAGE VALLEY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.018%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.237%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.762%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.818%0Sep 11, 2026Visit
    5 Year ARM7.725%7.722%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.771%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.937%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.194%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.314%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.296%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6%6.033%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate HERITAGE VALLEY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HERITAGE VALLEY

    Heritage Valley Federal Credit Union is a community-driven institution primarily serving those who live, work, or conduct business in York County, PA.

    Family of a member
    Immediate family members
    County
    York County, PA, York, PA, Adams, PA, Cumberland, PA, Dauphin, PA

    Where HERITAGE VALLEY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HERITAGE VALLEY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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