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    Home state: Pennsylvania
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    PENN EAST mortgage rates

    PENN EAST's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PENN EAST's rates every weekday, starting around 11 a.m. Central.

    We last read PENN EAST's rates page on Nov 2, 2026.

    Today's rates from PENN EAST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.452%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.33%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit PENN EAST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PENN EAST

    Membership is open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming counties in Pennsylvania. Family members of current Penn East members are also eligible to join.

    County
    Lackawanna County, PA, Luzerne County, PA, Wayne County, PA, Wyoming County, PA

    Where PENN EAST writes mortgages

    PENN EAST publishes mortgage lending in 1 state.

    Pennsylvania

    Pennsylvania counties where PENN EAST serves members

    Lackawanna County, PALuzerne County, PAWyoming County, PA

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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