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    UTILITIES EMPLOYEES mortgage rates

    UTILITIES EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 7.352% APR — the national average is 7.147%. We read UTILITIES EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read UTILITIES EMPLOYEES's rates page on Nov 2, 2026. UTILITIES EMPLOYEES dates its published rate sheet Jan 1, 2025.

    Today's rates from UTILITIES EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.352%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    20 Year Fixed7.125%7.256%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    15 Year Fixed6.875%7.036%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    10 Year Fixed6.75%6.974%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    5 Year ARM6.625%6.871%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    7 Year ARM6.75%6.908%—Nov 2, 2026
    Lender's sheet dated Jan 1, 2025
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UTILITIES EMPLOYEES

    Utilities Employees Credit Union serves employees and retirees of partner utility companies nationwide. Additionally, all Pennsylvania residents are eligible to join through a membership in the Pennsylvania American Consumer Council, and family members of current UECU members may also join.

    Association / SEG
    Pennsylvania American Consumer Council

    Where UTILITIES EMPLOYEES writes mortgages

    UTILITIES EMPLOYEES publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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