Home state: Pennsylvania

    UTILITIES EMPLOYEES mortgage rates

    UTILITIES EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track UTILITIES EMPLOYEES daily and refresh rates every morning.

    Rates as of Jan 1, 2025

    Today's rates from UTILITIES EMPLOYEES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.1%0Sep 11, 2026Visit
    20 Year Fixed7.375%7.507%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.785%0Sep 11, 2026Visit
    10 Year Fixed7.75%7.979%0Sep 11, 2026Visit
    5 Year ARM7.375%7.033%0Sep 11, 2026Visit
    7 Year ARM7.375%7.125%0Sep 11, 2026Visit
    10 Year ARM7.75%7.499%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate UTILITIES EMPLOYEES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UTILITIES EMPLOYEES

    Utilities Employees Credit Union serves employees and retirees of partner utility companies nationwide. Additionally, all Pennsylvania residents are eligible to join through a membership in the Pennsylvania American Consumer Council, and family members of current UECU members may also join.

    Association / SEG
    Pennsylvania American Consumer Council

    Where UTILITIES EMPLOYEES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with UTILITIES EMPLOYEES.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if UTILITIES EMPLOYEES is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including UTILITIES EMPLOYEES if you qualify — ranked by today's rate.

    Get notified when UTILITIES EMPLOYEES's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Pennsylvania

    See all Pennsylvania credit union mortgage rates