Home state: Texas

    WELLSPRING mortgage rates

    WELLSPRING's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track WELLSPRING daily and refresh rates every morning.

    Today's rates from WELLSPRING

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate WELLSPRING advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WELLSPRING

    Membership in Wellspring Credit Union is open to individuals who live, work, worship, or attend school in the Texas Upper Gulf Coast counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of existing Wellspring CU members are also eligible to join.

    County
    Hardin County, TX, Jefferson County, TX, Newton County, TX, Orange County, TX

    Where WELLSPRING writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with WELLSPRING.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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