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    WELLBY FINANCIAL mortgage rates

    WELLBY FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.967% APR — the national average is 7.147%. That's about $17,448 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read WELLBY FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read WELLBY FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from WELLBY FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.967%0.827Nov 2, 2026Visit
    20 Year Fixed6.75%7.313%0.639Nov 2, 2026Visit
    15 Year Fixed6.25%6.902%0.424Nov 2, 2026Visit
    10 Year Fixed6.25%7.17%0.424Nov 2, 2026Visit
    5 Year ARM5.121%5.47%0Nov 2, 2026Visit
    7 Year ARM5.645%6.009%0Nov 2, 2026Visit
    10 Year ARM6.466%6.855%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%6.965%0.824Nov 2, 2026Visit
    VA 30 Year Fixed6.625%7.265%0.455Nov 2, 2026Visit
    Visit WELLBY FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join WELLBY FINANCIAL

    Anyone in the U.S. can join Wellby Financial (formerly JSC Federal Credit Union) by becoming a member of an affiliated association at the time of application. Eligibility is also open to employees of NASA's Johnson Space Center and their family members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    JSC

    Where WELLBY FINANCIAL writes mortgages

    WELLBY FINANCIAL publishes mortgage lending in 1 state.

    Texas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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