Today's rates from VELOCITY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.716% | 0.826 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.201% | 0.682 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.5% | 6.696% | 0.826 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit | |
| 15 Year Fixed Jumbo | 5.875% | 6.17% | 0.682 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit | |
| 15 Year Fixed Refinance | 6% | 6.315% | 0.477 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.5% | 6.766% | 1.201 | Nov 2, 2026 Lender's sheet dated Sep 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join VELOCITY
Membership is open to anyone who lives, works, worships, or attends school in Travis, Williamson, Hays, Bastrop, or Caldwell counties. Additionally, a one-time $10 donation to the Paramount Theatre Association qualifies for membership. Family members of existing members are eligible, including children, adopted children, grandchildren, parents, grandparents, siblings, in-laws, nieces, nephews, aunts, uncles, first cousins, and relationships acquired through marriage. Those who volunteer with or work for a sponsoring partner, employer, or organization are also eligible.
Where VELOCITY writes mortgages
VELOCITY publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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