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    UNITED COMMUNITY mortgage rates

    UNITED COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track UNITED COMMUNITY daily and refresh rates every morning.

    Today's rates from UNITED COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate UNITED COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join UNITED COMMUNITY

    Individuals who live, work, worship, or attend school in East Houston communities—such as Galena Park, Humble, and Channelview—are eligible to join. Membership is also open to employees of Galena Park ISD and various select employer groups.

    Employer
    Galena Park Independent School District
    City
    Galena Park, TX, Jacinto City, TX, Huffman, TX, Humble, TX, Crosby, TX, North Shore, TX, Highlands, TX, Atascocita, TX, Channelview, TX, Sheldon, TX, Summerwood, TX

    Where UNITED COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with UNITED COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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