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    U. S. EMPLOYEES mortgage rates

    U. S. EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track U. S. EMPLOYEES daily and refresh rates every morning.

    Today's rates from U. S. EMPLOYEES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%—Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%—Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%—Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%—Sep 11, 2026Visit
    Visit U. S. EMPLOYEES's rates page

    Rate history

    Lowest daily rate U. S. EMPLOYEES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join U. S. EMPLOYEES

    Membership is open to residents of the Oklahoma City metro area and their families, as well as immediate family or household members of current credit union members.

    Where U. S. EMPLOYEES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with U. S. EMPLOYEES.

    OklahomaTexas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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