Home state: Texas
    Lends in 1 state

    U. S. EMPLOYEES mortgage rates

    U. S. EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 7.662% APR — the national average is 7.147%. We read U. S. EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read U. S. EMPLOYEES's rates page on Nov 2, 2026.

    Today's rates from U. S. EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.662%—Nov 2, 2026Visit
    20 Year Fixed7.375%7.745%—Nov 2, 2026Visit
    15 Year Fixed7.125%7.581%—Nov 2, 2026Visit
    10 Year Fixed7%7.636%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join U. S. EMPLOYEES

    Membership is open to residents of the Oklahoma City metro area and their families, as well as immediate family or household members of current credit union members.

    Where U. S. EMPLOYEES writes mortgages

    U. S. EMPLOYEES publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if U. S. EMPLOYEES is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including U. S. EMPLOYEES if you qualify — ranked by today's rate.

    Get notified when U. S. EMPLOYEES's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Texas

    See all Texas credit union mortgage rates