Home state: Missouri

    TOGETHER mortgage rates

    TOGETHER's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track TOGETHER daily and refresh rates every morning.

    Rates as of Dec 11, 2025

    Today's rates from TOGETHER

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.27%Sep 11, 2026Visit
    15 Year Fixed6.5%6.899%Sep 11, 2026Visit
    5 Year ARM5.75%7.028%Sep 11, 2026Visit
    7 Year ARM6.25%7.163%Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.205%Sep 11, 2026Visit
    15 Year Fixed Jumbo6.5%6.831%Sep 11, 2026Visit
    5 Year ARM Jumbo5.75%6.914%Sep 11, 2026Visit

    Rate history

    Lowest daily rate TOGETHER advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TOGETHER

    Membership is open to individuals who live or work in several St. Louis area counties and the Williamsburg, VA area, as well as those in specific Dallas, TX zip codes. Employees of over 200 partner companies, such as Anheuser-Busch and AT&T, and family members of current account holders are also eligible.

    Employer
    Anheuser-Busch Companies, Inc. (employees, retirees, and distributors), BJC HealthCare System, Energizer Holdings, Metropolitan St. Louis Sewer District, Nestle Purina PetCare Company (and eligible SEG groups), AT&T, 200+ additional SEG partner employers in the greater St. Louis region and nationwide
    Family of a member
    Spouse, Children, Stepchildren, Sons/daughters-in-law, Parents, Parents-in-law, Brothers, Sisters, Brothers/sisters-in-law, Grandparents, Grandchildren, Aunts
    County
    St. Louis County, MO, St. Charles County, MO, Jefferson County, MO, Madison County, IL, St. Clair County, IL
    City
    St. Louis, MO, Williamsburg, VA, Newport News, VA, Hampton, VA
    ZIP
    75104, 75106, 75249, 75137, 75054, 75052, 75138, 75116, 75115, 75123, 75236, 75237

    Where TOGETHER writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TOGETHER.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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